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Finance

Mosaic vs Sunlight Financial

Mosaic Maturity
Stage 2 | Established SMB
VS
Sunlight Financial Maturity
Stage 2 | Established SMB

Which tool is better for your solar installation business? Compare pricing, features, and verified reviews side-by-side.

Lumen Vetted

Mosaic is the Gold Standard for Stage 2 installers who prioritize deep api integrations with design tools.

Sunlight Financial is the superior choice for Stage 2 teams needing orange® mobile and web selling portal.

How this impacts your Finance margin

Switching finance partners usually impacts the homeowner's experience, requiring new loan documentation flows and dealer fee calculations.

This comparison is part of our broader 2026 Finance Audit. Read the full Finance & Dealer Fee Briefing here.
VS

Mosaic

Stage 2 | Established SMB
4.8/5
Pricing: Dealer Fees Apply

Key Features

  • Deep API integrations with design tools
  • PowerSwitch loan products
  • Contract generation
  • Soft-credit pull pre-approval

Pros

  • Integrates seamlessly with Aurora/Solo
  • Highly trusted consumer brand
  • Robust backend for massive fleets

Cons

  • Can be unforgiving with dealer audits
  • APR/Dealer fee balance fluctuates heavily
  • Platform can feel sluggish on mobile

Sunlight Financial

Stage 2 | Established SMB
4.5/5
Pricing: Priced via dealer fees

Key Features

  • Orange® mobile and web selling portal
  • Paperless loan document execution
  • Customizable payment options for buyers
  • Real-time pipeline tracking for managers

Pros

  • Tech platform is highly stable
  • Great pipeline visibility for back-office teams
  • Competitive rates for highly qualified buyers

Cons

  • Support can sometimes be slower than GoodLeap
  • Approval process can feel stricter on credit tier limits
  • Dealer fee structures can vary

The Verdict: Who Wins?

Choose Mosaic if...

You prioritize Integrates seamlessly with Aurora/Solo and scaling residential solar lending. Mosaic is best for teams looking for a robust, well-established platform.

Choose Sunlight Financial if...

You prioritize Tech platform is highly stable and installers wanting integrated quoting and lending. Sunlight Financial offers a specialized approach tailored for high-performance solar teams.

Still can't decide?

Our Matchmaker Quiz picks the right tool for your specific install volume and business stage.

Take the Matchmaker Quiz ⚡